Retirement Planning

We show our clients how to plan for retirement in other ways than just through Social Security and typical retirement plans like IRAs and 401(k)’s. A proper retirement plan accounts for inflation, increased health care expenses, as well as ensures that your retirement savings will last as long as your retirement does.

Our advisors specialize in retirement assets and ensuring that all your retirement needs are met. We offer wealth accumulation, asset protection, tax and estate planning, long-term care, annuities and life insurance strategies that when implemented into your retirement portfolio will solidify and secure your retirement income.

Retirement Income Strategies

At Barcomb Asset Management we will show you the many avenues you can take in generating retirement income that will be available for your entire retirement. As retirement nears, the traditional strategy has been to move growth-seeking products to more conservative, fixed-income products. According to a recent study, for a married couple age 65 there is now a 50 percent chance that at least one spouse will live to age 94. 1 This means that you may need to plan for your retirement savings to potentially last 25 to 30 years.

We can help to design a retirement plan that incorporates insurance and annuity vehicles to create opportunities for long-term growth as well as secure your income throughout retirement.

1 Prepared by Ernst & Young Insurance and Actuarial Advisory Services practice. The analysis uses the Annuity 2000 mortality table with Scale G2 mortality improvements.

* Guarantees are backed by the financial strength and claims-paying ability of the issuing company and may be subject to restrictions, limitations or early withdrawal fees. Annuities are not FDIC insured.

* Purchasers may experience fees and expenses, including withdrawal charges, market value adjustments, rider premiums, etc…which may affect contract value.