Unlike the working years, when you’ve likely drawn a regular paycheck, at retirement it’s time to pay yourself. Are you ready to tap into your savings in a strategic way so that you continue to create an income stream you won’t outlive? We can help.

When organizing a retirement income strategy, you may consider utilizing various financial services to help manage your finances effectively. Our office offers next financial services that can be beneficial for retirement income planning:

1. Investment management: This involves managing your investments to generate income and grow your retirement savings over time.
2. Retirement planning services: These services can help you create a comprehensive plan for your retirement, taking into account factors such as savings, expenses, and potential sources of income.
3. Wealth management: Wealth managers can provide personalized advice and services to help you manage your assets and investments in a way that aligns with your retirement goals.
4. Annuities: An annuity is a financial product that can provide a guaranteed income stream during retirement, either for a set period or for the rest of your life.
5. Estate planning: This involves structuring your assets and finances to ensure a smooth transfer of wealth to your beneficiaries and minimize tax implications.
6. Tax planning services: These services can help you optimize your tax situation in retirement, potentially reducing your tax burden and maximizing your retirement income.
7. Financial advisory services: Working with a financial advisor can provide you with personalized guidance on retirement income strategies, investment decisions, and overall financial planning.

It's important to carefully consider your individual financial situation and goals when choosing financial services for your retirement income strategy. Consulting with a qualified financial professional can help you tailor a strategy that meets your specific needs.

We offer a suite of services to affluent clients who are looking for a holistic approach to their financial future, all in one place. We’ll help you with comprehensive guidance to help reach the goals and dreams you’ve been envisioning.

Our office offers these wealth management services:

1. Investment management
2. Financial planning
3. Retirement planning
4. Estate planning
5. Tax planning
6. Risk management and insurance planning
7. Wealth preservation and asset protection
8. Charitable giving and philanthropy services
9. Trust and fiduciary services
10. Family office services

Annuities are financial tools that can help you create a stream of income that you can’t outlive. But today’s annuities aren’t like those of your parents or grandparents. There are many ways to tailor annuities to fit your needs. We’ll help you compare your options.

Financial services for annuity management in Barcomb Asset Management include:

1. Annuity selection and recommendation: Advising on the selection of annuities that align with the client's financial goals and risk tolerance.
2. Annuity performance monitoring: Tracking the performance of existing annuity investments and providing guidance on potential adjustments.
3. Annuity income planning: Helping clients structure their annuities to provide a steady income stream during retirement or other specified periods.
4. Annuity taxation and estate planning: Providing guidance on the tax implications of annuities and incorporating them into overall estate planning strategies.
5. Annuity surrender and transfer assistance: Assisting with the surrender or transfer of annuities when necessary, taking into account any associated penalties or fees.

Whether you prefer to “set it and forget it,” or you want to more actively participate in your investments, we can help you design an investment strategy that matches your risk tolerance and goals. And we know that risk tolerance changes as life happens — so we plan for that, too.

Barcomb Asset Management offers next financial investment services:

1. Investment management: Professional management of investment portfolios to achieve specific financial goals.
2. Financial planning: Comprehensive planning services to help individuals and businesses achieve their financial objectives through proper investment strategies.
3. Retirement planning: Services focused on creating and managing retirement investment portfolios to ensure financial security during retirement.
4. Wealth management: Holistic management of an individual's or family's financial assets, including investment, financial planning, and tax services.
5. Stock trading and brokerage services: Facilitation of buying and selling stocks, bonds, and other securities in the financial markets.
6. Mutual fund management: Professional management of pooled funds collected from multiple investors for the purpose of investing in securities.
7. Robo-advisory services: Automated investment platforms that provide algorithm-based portfolio management and financial planning services.
8. Real estate investment services: Assistance with investing in real estate properties, including property management and investment analysis.
9. Alternative investments: Services related to investing in assets other than traditional stocks, bonds, and cash, such as private equity, hedge funds, and commodities.
10. Risk management and insurance services: Services aimed at managing and mitigating financial risks through insurance products and risk assessment.

We can help you evaluate your current IRAs and 401(k)s to determine if a rollover is appropriate for your situation. Whether you’re looking to access the tax-advantaged options a Roth IRA provides, to consolidate accounts or to explore other savings avenues, we can help.

We keep our eyes on the horizon so you can enjoy your retirement. We’ll design a strategy to help you minimize risk, including the risks of market loss, inflation or liquidity (not having cash accessible when you need it).

Life insurance can play an important role in an overall financial strategy — both to protect yourself and your loved ones should the unthinkable happen and in some cases to help preserve your assets for future generations.

Taxes can take a bigger bite out of your retirement income — or your legacy — than you may be expecting. We can help you develop tax-efficient strategies that fit your overall financial plan, so more of your hard-earned dollars go to you and your loved ones.

How you approach your financial planning today defines what your legacy to your loved ones will look like after you’re gone. We can help you understand and employ strategies to help ensure your assets are passed to those people or causes you love.

For retirees, outliving good health can be both a mental and financial blow. Accounting for future long-term care needs not only lifts a weight off your shoulders today but can help your loved ones breathe a sigh of relief down the road.